About EthicalDebt
Redefining debt recovery through respect, results, and relationships
We Believe Debt Collection Can Be Different
Too many collection agencies rely on aggressive tactics that damage customer relationships and tarnish your brand. We founded EthicalDebt on a simple premise: respect gets results.
When you treat people with dignity, they engage.
Based in Florida, we partner with creditors who refuse to choose between recovering what they're owed and protecting the customer relationships they've built.
What Sets Us Apart
Results Through Respect
Our ethical approach isn't soft on results—it's more effective. Customers treated with dignity are more likely to engage, communicate, and ultimately pay. Higher recovery rates, fewer complaints.
Your Brand, Protected
Every interaction reflects on your business. We represent you professionally, maintaining the trust and reputation you've built—no aggressive tactics, no harassment, ever.
Complete Transparency
Real-time dashboards show exactly what's happening with your accounts. No black boxes, no surprises. You'll always know the status of every dollar.
Zero Compliance Risk
Fully licensed in Florida and 100% FDCPA compliant. Every call, letter, and communication follows the law precisely, protecting your business from regulatory liability.
The EthicalDebt Approach
We've developed a collection methodology that prioritizes communication and problem-solving over intimidation. Here's how we work:
We understand each customer's situation before proposing solutions.
We work with customers to find payment arrangements that actually work.
Consistent, professional follow-up that drives accounts to resolution.
Complete documentation and real-time reporting on every account.
“The best collection strategy is one your customers will respond to positively.”
When customers feel respected, they're more willing to engage and find a path forward. That's why ethical practices and effective recovery go hand in hand.
Industries We Serve
We bring specialized expertise to a variety of sectors, understanding the unique customer dynamics and compliance requirements of each.
Our Commitment to You
Every customer interaction upholds your brand standards.
100% adherence to FDCPA, state laws, and industry regulations.
Regular updates and real-time access to account status.
We succeed when you recover—our interests are aligned.
Ready to Work With Us?
Let's discuss how EthicalDebt can help you recover outstanding accounts while protecting your customer relationships.